Helping cycling become more affordable
Multiple payment options to suit your needs
Big or small, we’ve got you covered
Purchasing a bike is an exciting experience whether it’s your first bike, an upgrade, or even a present for your child or other family member. However, depending on the brand and model you choose, it can be an experience that either means a small or big investment.
Whatever the cost of your bike, we believe you should have options as to how you pay.
Our payment options include:
Christmas Club
Cycle to work
Savings Club
Klarna
Pay over time with
We’re all about giving you choice here at Skinnergate, which is why we’ve partnered with Klarna to offer flexible ways to pay.
Klarna provides payment options that allow you to spread the cost of your purchase. Some Klarna options, such as Pay in 3 or Pay in 30 Days, are interest-free when payments are made on time. Other payment options may be available and are subject to eligibility and Klarna’s terms.
If you’re shopping online, you can select Klarna at checkout to see the available payment options, how they work, and your responsibilities before you complete your purchase. Alternatively, our team will be happy to help with general queries in store.
*Klarna’s Pay in 3 and Pay in 30 Days are unregulated credit agreements. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. Terms and conditions and late fees apply.
Savings Club
Sometimes finance isn’t the answer you’re looking for but you don’t want to pay the full amount for your purchase in one go. That’s why we offer a flexible savings club for all in-store purchases. An initial 20% minimum deposit is required when you’ve chosen your bike, then you simply pay what you want when you want over a maximum 4-month period. Once the value of the bike has been saved, you can ride away that same day.
Christmas Club
We've designed a savings club tailored to assist you (and even Santa!) during the festive season. It works similarly to our savings club in that you can start with just a 20% deposit. However, you can enjoy a couple of added perks via the Christmas Club:
Start saving for a bike without committing to a specific model. This option is popular because everyone wants the latest bikes. Begin saving as early as you'd like, and by the time the new models are launched (typically around September), you could already be halfway there.
Choose your collection date. While we usually offer dates up until December 23rd, please note that Santa's sleigh can only accommodate so many bikes each day. The sooner you start, the better chance you have of securing your preferred date.
Whilst we do offer a Christmas Club for purchases made through our website, we don't offer the same payment plan as in-store. Instead, you can order your bike online and select Click & Collect as your delivery option. When we contact you to arrange the collection, simply let us know that you're planning to have the bike for Christmas, and we'll take care of everything from there.
Cycle to Work scheme
We are proud to offer bikes and accessories under the UK Cycle to Work Scheme for eligible employees. We deal with all major cycle to work scheme providers meaning there’s a high chance your voucher will be accepted at our store. Visit our dedicated Cycle to Work page to find out more.
Want to find out more?
If you’re interested in finding out more about any of our finance options, feel free to give us a call or pop into our Teesside bike store today.
